Civilians working in institutions and military personnel

Civilians working in institutions and military personnel
  • Amount:
    Up to 85% of the real state, and with a maximum of 200,000, or equivalent in other currencies.
  • Repayment period:
    Up to 25 years and according to credit class of the borrower.
  • Beneficiaries:
    All civilian and military employees with salary transferred to our bank.
Required documents of debtor and guarantors if there were any:
  • A written request from the application.
  • A copy of personal ID.
  • Sign on a form of inquiry authorization.
  • A recent Pay slip.
  • A little deed of the real estate.
  • Purchas agreement for the real state.
  • Two appraisals of certified appraisers.
  • Certificate of bank obligation in case of purchasing loans from other banks.
  • Account statement of the last 6 months in case of purchasing loans.
Terms, conditions and guarantees:
  • Free life insurance.
  • Deduction from the monthly net income will not exceed 50%.
  • Free real estate insurance, the borrower pay the mortgage fees.
  • Years of the services are more than one year and a half.
  • The borrower has to provide one guarantor.
  • Mortgage of the real estate with an endorsement policy for the bank.