Civilians working in governmental and semi-governmental institutions / military personnel

Civilians working in governmental and semi-governmental institutions / military personnel

Financing loans for lands purchasing.

  • Amount:
    up to 58%of real estate value with a maximum of 200,000 USD or equivalent in different currencies.
  • Repayment period:
    up to 25 years and based on credit class of borrower.
  • Beneficiaries:
    All civilian and military employees with salary transferred to our bank.
Required documents:
  • A written request from the applicant.
  • A copy of personal ID.
  • Sign on a form of inquiry authorization.
  • A recent pay slip.
  • A little deed of the land.
  • Purchase agreement of the real estate.
  • Two appraisals from certified appraisers.
  • Certificate of bank obligations in case of purchasing loans from other banks.
  • Account statement for the last 6 months in case of purchasing loans.
Terms, conditions and guarantees:
  • Free life insurance.
  • Deductions from monthly net income will not exceed 50%.
  • Insurance the real estate for the bank and the borrower pay the mortgage fees.
  • Service period shall be more than a year and half.
  • Borrower shall provide a guarantor.
  • Real estate mortgage with a policy endorsement for the both.
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