Credit Cards

Credit Cards
The Egyptian Arab Land Bank provides customers with two types of credit card of MasterCard, Which provides the security and the best way of repayment, up to 45 days without interests. Each Credit card is treated based on the credit status of the customers.
 
Credit card uses:
  • International or local cash withdrawal.
  • International or local purchasing through points of sales (P.O.S) without commission.
  • secured online and phone shopping and booking.
Cards limits:
  • 300 USD as a minimum amount for silver MasterCard’s.
  • 1000 USD as a minimum amount for gold MasterCard’s.
Features of Credit cards:
  • Customers can use credit card internationally and locally for withdrawal, purchasing and on point of sales through all MasterCard’s ATM’s inside Palestine and around the world.
  • Provide customers with offers on the prices of the hotels, restaurants and stores internationally and locally through the widespread silver or/and gold MasterCard’s.
  • Allow customers to purchase from different local, Arab and international electronic sites, purchase smartphones apps, booking hotels, flight tickets and taxies, and many prepaid online services.
  • Provide customers with payments rates as they wish start with 5% without a minimum amount to 100% monthly of the balance value.
  • Grace period of up to 45 days without interests.
  • Highly secured due to chip card and password.
  • Competitive interest rates and simple guarantees without salary transfer.
  • Sub credit cards for the same account can be issued with the same credit limit or with the different credit limit.
  • Customers can define their purchase limit or cancel it through online banking.
  • The bank provides Customers with the free SMS banking services when directly use the credit card.
  • Allow customers to access to their account, check their account balance and print account statement through online banking.
  • Customers can enjoy a secure travel by depositing more than the limited amount with no need to cash and without commissions.
  • Customers have the objection right on withdrawal or purchase transactions by visit our branches.
  • The Egyptian Arab Land Bank provides customers with a free client’s service 24/7 at the emergence or enquiries on the free number 1800 123 123.
Credit cards commissions and interests list.
 

Credit cards commissions and interests list

1

Silver Primary card annual commission

25$

2

Gold primary card annual commission

50$

3

Silver sub-card annual commission

20$

4

Gold sub-card annual commission

30$

5

Commission for silver primary card renewal (When replacing the old card)

0$

6

Commission for gold primary card renewal (When replacing the old card)

0$

7

Commission for silver sub-card renewal (When replacing the old card)

0$

8

Commission for gold sub-card renewal (When replacing the old card)

0$

9

Commission for silver primary card replacement for damage or lost

20$

10

Commission for gold primary card replacement for damage or lost

30$

11

Commission for silver sub-card replacement for damage or lost

15$

12

Commission for gold sub-card replacement for damage or lost

25$

13

Commission for re-issuing PIN for cards

10$

14

Commission for circulation

10$

15

Commission for re-claiming

5% of transaction amount with a minimum of 5%

16

Commission for no-use of card ceiling

0$

17

Commission of late payment

10$ for silver card / 20$ for gold card

18

Commission for exceeding card limit

10$ for silver card / 20$ for gold card

19

Commission for cash withdrawal on international and local ATM’s

4% with a minimum of 2$

20

Commission for cash advance

2%

21

Gold primary and sub card expiation

5 years

22

Gold primary and sub card expiration

5 years

23

Minimum of payment calculation

5% / 10% / 100%

24

Monthly interests of installment

Purchases 1.75%

25

Main currency of card

Dollar

26

Date of installment calculation monthly

20th of every month

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