Civilians working in institutions and military personnel
- Amount:
Up to 85% of the real state, and with a maximum of 200,000, or equivalent in other currencies. - Repayment period:
Up to 25 years and according to credit class of the borrower. - Beneficiaries:
All civilian and military employees with salary transferred to our bank.
Required documents of debtor and guarantors if there were any:
- A written request from the application.
- A copy of personal ID.
- Sign on a form of inquiry authorization.
- A recent Pay slip.
- A little deed of the real estate.
- Purchas agreement for the real state.
- Two appraisals of certified appraisers.
- Certificate of bank obligation in case of purchasing loans from other banks.
- Account statement of the last 6 months in case of purchasing loans.
Terms, conditions and guarantees:
- Free life insurance.
- Deduction from the monthly net income will not exceed 50%.
- Free real estate insurance, the borrower pay the mortgage fees.
- Years of the services are more than one year and a half.
- The borrower has to provide one guarantor.
- Mortgage of the real estate with an endorsement policy for the bank.